8. Preparing For A Loan Modification

•   How to order a copy of your original loan documents
•   Establish your loan modification goals  
•   Review lender guidelines – Contacts Included with the Book.
•   Establish the type of modification you are seeking.
•   Establish Budget/budget work sheets included.
•   How to establish your property value.  
•   Prepare the documentation required by the bank- List Included.
•   Write Your Hardship Letter – Pre-Written Samples Included.  
•   Submit your package.

9. How To Negotiate A Loan Modification

•   How do you find each lender guidelines?
•   Step by step process to negotiate your loan modification.
•   The Loss Mitigation Department your point of contact.
•   What are lenders looking for and why would they modify?
•   If you are turned down what to do what is next.

10. Loan Modification Forms

A Step By Step Guide on how to fill out your forms.

•   Budget work out sheet
•   Explanation of How to Properly Fill Out Forms 
•   Loss Mitigation Fax Cover Sheet
•   Example Cover Letter
•   Loan Modification Proposal
•   Real Estate Cash Flow Worksheet
•   Dynamic Expense Worksheet
•   Example Hardship Letter Included With Book

11.  Foreclosures

•   The foreclosure process.
•   Timelines by State.
•   Types of Foreclosures.
•   How close to the sale date can you avoid foreclosure.

12.  Foreclosure Alternatives 

•   Forbearance Agreement.
•   Cost Sharing.
•   Lease/Rent to Own.